Financing Options

Get car or truck repair and service when you need it with our convenient financing options. Choose from three different financing providers for your car repairs.

Option 1: Synchrony Car Care

Use a Synchrony Car Care™ credit card to pay for your best auto repair for fuel diagnostics.

Care Card Benefits:

  • 6 months of promotional financing on purchases of $199* or more every day
  • Gas whenever you need it, wherever you are, with acceptance at gas stations nationwide across all major gas brands**
  • No annual fee¹
  • Safe and Secure with $0 fraud liability
  • Ability to request a credit limit increase2
  • Exclusive cardholder discounts
  • Convenient monthly payments
  • 24/7 secure online account access
  • Customizable account alerts

*Terms

****Subject to credit approval.

*Minimum monthly payments required. For promotional financing details, click here. Gas station purchases are not eligible for promotional financing. Promotional financing is available at auto merchants where Synchrony Car Care is accepted. Promotional financing is automatically applied to qualifying purchases by Synchrony, and is reflected on the account statement. No additional action is needed by the cardholder nor the merchant.

**Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico. Acceptance of the Synchrony Car Care™ credit card is also determined by the merchant category code (the “MCC”) associated with the merchant. An MCC is a four-digit classification code that is assigned to a merchant by the merchant’s payment card network or merchant processor based on the predominant business activity of the merchant. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.

1 For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms.

2 Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.

car repair tech under hood
truck repair - truck on lift

Option 2: Snap Financing*

Snap-branded loans and retail installment contracts are offered to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is EASY, and you’ll find out in seconds if you’ve been approved.¹

To apply, you’ll need to:

  • Be of legal age to enter into a contract
  • Have a monthly income of at least $1,000
  • Have an active checking account
  • Provide a valid email address and smart phone number
  • With approvals up to $5,000², don’t wait – get what you need TODAY with Snap!

*Snap Financing Terms

*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options

¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.

²Not all applicants will be approved for $5,000.

Option 3: Sunbit Financing*

  • No hard credit check*
  • Lightning fast approval
  • Never any fees or penalties
  • Loan Amount: $50 – $20,000*
  • Loan Term: 3 to 72 months*
  • Annual Percentage Rate: 0-35.99% APR*
  • A payment is due at checkout.

To apply you’ll need:

  • Email address and phone number
  • State-issued ID or driver license
  • Bank-issued debit card for the payment due at checkout
  • Debit card or deposit account for the recurring monthly payments*

1.855.678.6248

*Sunbit Financing Terms

* Loan rates, terms, and amounts are lower in some states due to legal requirements. Colorado residents and merchant locations: 0-35.99% APR for loans of $1,000 or less; 0-20.99% APR for loans over $1,000 but not more than $3,000; 0-14.99% APR for loans over $3,000. Connecticut residents and locations: 0-35.99% APR for loans less than $5,000; 0-24.99% APR for loans from $5,000 to $50,000. A customer cannot have more than $50,000 in principal at any one time. (lic. #SLC-1760582 & SLC-BCH-1844702). Hawaii residents and locations: maximum loan amount of $1,500; 3-month plans not available if loan is more than $500.  Iowa residents and locations: 0-20.99% APR. Maine residents and locations: 0-29.99% APR for loans of $2,000 or less; 0-23.99% for loans more than $2,000 to $4,000; 0-17.99% APR for loans more than $4,000. Massachusetts residents and locations: 0-17.99% APR for loans less than $1,000; 0-22.99% APR for loans from $1,000 to $6,000; 0-19.99% for loans over $6,000. Maryland residents and merchant locations: 0-23.99% APR. Minnesota: 9-month or longer terms for loans of $1,300 or less. New Hampshire residents and locations: A customer cannot have more than $10,000 principal at any one time. New York residents and merchant locations: 0-24.99% APR.

Application and Eligibility: Subject to approval based on creditworthiness. Applicants must be 18 or older, as required by state law and have a valid email address, mobile phone number, and street or AFO/APO address. A bank-issued debit card is required for the payment due at checkout. If approved, the rates, terms, and loan amounts offered will fall within the ranges provided above. The largest loan amounts and longest terms are not available at all merchants. Only the most creditworthy applicants qualify for the lowest rates, largest loan amounts, and longest terms. 0% APR plans are not available at all merchants. Loans are not available in or to residents of Vermont, West Virginia, or US territories.

Deferred Interest Promotion: A deferred interest option allows borrowers at participating merchants only to avoid paying interest if they prepay the amount financed in full within 1 month of the date of the agreement. If borrowers do not prepay the amount financed in full by that time, then they will be responsible for paying interest as it accrues.

Loan Example: A $580 purchase with a 33% APR, $116 down payment, and 12-month term would have monthly payments of $45.92 and a total cost of $667.07. A $381.68 purchase with 0% APR, $114.50 down payment and a 3-month term would have monthly payments of $89.06 and a total cost of $381.68. Actual terms may vary.

Account openings and payment activity may be reported to a major credit bureau.

Connecticut, Minnesota, New Jersey, and New York Consumers: If a loan is in the healthcare category, Sunbit will not report account opening, payment activities, or any portion of the debt to a consumer reporting agency. If any part of a loan in the healthcare category has been reported by Sunbit to a consumer reporting agency, the portion reported is void.

Loans are made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit.

engine repair

Available Auto Services

pouring motor oil into funnel

Oil Filter Service

Full-service oil change and in-depth auto check.

diagnostic service

Diagnostic

Find out why that check engine light came on.

pushing AC button in car

A/C & Heating Repair

We fix broken, weak, or smelly vehicle air systems.

replacing brakes

Brake Repair & Service

We check or replace worn-out brakes and rotors.

suspension service

Steering & Suspension Repair

Improves vehicle handling and response time.

Transmission repair

Transmission Service & Repair

Maintenance, diagnostics, and repair of shifting issues and other transmission problems.

Image of Clutch

Clutch Repairs

Inspection & repairs for manual transmission.

Differential

Driveline & Differential Service & Repair

Driveshaft inspection and repair.

Performance Upgrades

Performance Upgrade & Tuning

Aftermarket premium part additions.

diesel engine

Diesel Performance

Upgrades to increase diesel power.

general car services. Man pointing under hood of car

General Services

Any routine maintenance service needs.

man tuning car

Car Tuning Needs

Partnered with Tapped Performance for car tuning.

diesel

Fuel Injector Cleaning Service

We clean all makes of gasoline-based vehicle fuel injectors.

cars driving on road

5-mile Shuttle Service

If you live/work within 5 miles of the shop, we will take you/pick you up while working on your vehicle.

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Fleet

We take the hassle out of maintaining and repairing your fleet vehicles.

Get In Touch With Us

Visit Elite Performance Automotive for fleet auto repair in McKinney by a professional. Contact us today!

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Elite Performance Automotive

330 Industrial Blvd, Ste 109
McKinney, TX 75069

Hours of operation:
M-F: 7:30am - 5:30pm
Sat & Sun: closed

Phone: 214.856.4509